Mortgages tailored to your circumstances
Whether you're purchasing your first home, moving up the ladder, or refinancing, our advisers search the whole mortgage market to find a deal that fits your goals and budget.
- Whole-of-market access
- Specialist mortgage advisers
- Thousands of products available
OSL Financial Services is a whole-of-market mortgage broker based in Albrighton, Telford, serving customers across the UK. Our advisers work with thousands of mortgage products from high-street lenders, building societies, and specialist providers.
We take the time to understand your situation before recommending a mortgage. That means considering your income, deposit, credit history, plans for the property, and long-term financial goals — not just the headline rate.
Types of mortgages we arrange
We advise on every mainstream mortgage product and many niche ones, so you're not limited to what a single bank can offer.
- Fixed-rate mortgages (2, 3, 5 and 10 year)
- Tracker and variable-rate mortgages
- Discounted-rate mortgages
- Offset mortgages
- Interest-only and part-and-part mortgages
- Joint borrower sole proprietor
How our mortgage advice works
You'll speak with a qualified adviser who explains your options in plain English, handles the application paperwork, and manages the lender relationship on your behalf — from Decision in Principle to completion.
Protection and insurance
A mortgage is a long-term commitment. We can also review life cover, critical illness, income protection, and buildings & contents insurance to make sure your home and family are properly protected.
Frequently Asked Questions
How much can I borrow?+
Most lenders offer between 4 and 4.5 times your annual income, though specialist lenders may go higher based on affordability. We'll run a full affordability check before applying.
Do you charge broker fees?+
Fee structures vary by case. We'll confirm any fees clearly in writing before you commit to anything, and many mortgages can be arranged with no fee to you.
How long does a mortgage application take?+
Typically 2–6 weeks from application to offer, depending on the lender, valuation timelines, and how quickly documents are supplied.
Get in touch with our team
Tell us a bit about your mortgage needs and we'll guide you toward a suitable broker.
- Emailinfo@osl-fs.co.uk
- Phone+44 1952 459683
- Office11 Dinthill, Telford, England TF3 2DT, GB